The Securities and Exchange Commission (SEC) has directed market operators, fintech firms and operators of online investment and trading platforms to complete their registration and licensing requirements by August 31, 2026.
The directive forms part of efforts to strengthen investor protection, improve regulatory oversight and enhance the integrity of Ghana’s growing digital investment ecosystem.
Issued on June 23, 2026, the directive requires all entities operating investor-facing investment technology platforms, online trading applications and digital intermediary services engaged in SEC-regulated activities to obtain the necessary approvals from the Commission.
According to the SEC, the move is in response to the increasing number of unregistered online investment and trading platforms offering access to securities markets both locally and internationally.
The Commission said the measure is aimed at reducing risks associated with fraudulent and unregulated digital investment schemes while promoting confidence in the securities market.
Under the new requirements, licensed market operators that own or manage investment technology platforms must obtain SEC approval for each platform through which regulated activities are conducted.
Likewise, fintech companies and individuals operating online investment and trading applications that perform activities requiring SEC authorisation must secure the appropriate registration and licensing before continuing operations.
The directive also applies to digital platforms serving as intermediaries within the securities market value chain, which must be registered and licensed by the regulator.
To comply with the deadline, affected entities are required to complete a registration process that includes submitting an application form, demonstrating their platform to the SEC, receiving regulatory guidance, paying the prescribed fees and obtaining a registration or licensing certificate.
The Commission further instructed any individual or organisation operating an unapproved, unregistered or unlicensed online investment or trading platform to immediately cease such activities.
In addition, the SEC advised members of the public to verify the legitimacy of investment products and platforms through its official communication channels before committing funds.
The regulator warned that failure to comply with the directive could attract sanctions under the Securities Industry Act, 2016 (Act 929), as amended, as well as other relevant legal provisions.
According to the Commission, the directive takes immediate effect and will remain in force unless amended, revised or withdrawn.
Source: citinews
