The National Insurance Commission (NIC) has announced that, effective January 1, 2026, motorists in Ghana will be required to present their Ghana Card when purchasing or renewing any motor insurance policy.
In a statement signed by the Acting Commissioner of Insurance, Dr Abiba Zakariah, the Commission said the directive is part of measures aimed at enhancing regulation, transparency and accountability within the insurance industry.
Under the new policy, individuals seeking motor insurance must present their Ghana Card at the point of sale, while corporate clients will be required to provide their Tax Identification Number (TIN) for all motor insurance-related transactions.
According to the NIC, the requirement is expected to improve claims management, strengthen Know-Your-Customer (KYC) and Anti-Money Laundering (AML) compliance, curb fraudulent practices and align Ghana’s insurance sector with international best practices.
The Commission has therefore advised all motorists to take note of the directive and ensure they have their Ghana Card readily available when visiting motor insurance outlets from the effective date.
Source: citinews
